Popular Pet Insurance Providers

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Popular Pet Insurance Providers

Though pet health insurance isn’t right for everyone, it can help to relieve much of the anxiety that can be caused by the rising costs of diagnosing, treating and managing your pet’s illness or injury. If you’re the type of pet owner that likes to plan for anything, the following listing of the top pet insurance providers is a good place to start to find a pet insurance plan that can help ease the financial stress of caring for your beloved pet.


Having provided pet insurance in the US since 2006, Petplan pet insurance has policies that offer great value and flexibility without compromising coverage. The company offers three separate insurance coverage plans for cats and dogs, including their Bronze, Silver and Gold Packages. The following are covered under all plans:

  • Vet Exam Fees
  • Diagnostic Treatments
  • Cancer Treatments
  • Dental Treatments (non-routine)
  • Imaging
  • Rehabilitation
  • Therapies
  • Specialist Referral and Treatment

Cost and Reimbursement

PetPlan premiums are calculated based on the pet’s age, breed and state of residence. Pet owners can complete an online form to obtain a free quote specific to their pet. PetPlan offers many discounts, such as the online, military and health services discounts.

Reimbursement benefits are limited to $22k per year and deductibles are accident-based, as opposed to annual calculation. Different plans have different reimbursement percentage options, including 100%, 90% & 80% reimbursement options. Deductibles range from $50-$200.

For more information about PetPlan Pet Insurance, visit the website at https://www.gopetplan.com/.

Pets Best

Though Pets Best Pet Insurance holds a Triple-A Rating from the Better Business Bureau and offers many plans that may be beneficial to some owners, they do have limitations on hereditary or congenital defects or illnesses. Pet insurance from Pets Best does not cover parasites or some injuries deemed “preventable.” However, they offer 100% reimbursement in some areas and will allow you to visit the veterinarian of your choice.

Cost and Reimbursement

Pets Best Insurance plans vary in cost, beginning at $16 per month. An official quote can be obtained from the website.

Pets Best Insurance provides several plan options that reimburse 70%, 80%, 90% or 100% of the cost of veterinary care, emergencies, and some specialists. Their reimbursement wait times, some as short as three days, are some of the best in the industry.

To find out more about Pets Best Insurance, visit their website at https://www.petsbest.com/.

Pet First

PetFirst Pet Insurance is based on the idea that pet insurance should be straightforward and easy to use. Offering standard and lifetime accident and illness policies for dogs and cats, PetFirst insurance has predictable premiums so that pet owners can easily understand their out-of-pocket costs.

Cost and Reimbursement

As opposed to a fixed rate, PetFirst Pet Insurance reimburses owners for actual veterinary costs. This can be highly beneficial, especially for pet owners who live in regions were veterinary care is more expensive. Plans range from 70-90% coverage and most reimbursements are made within 2-4 weeks. PetFirst Pet Insurance policies are restricted to limits of $5,000, $10,000 or $20,000, while some other policies have no limits.

For more information about PetFirst Pet Insurance, visit their webpage at https://www.petfirst.com/.

Healthy Paws

With top ratings on many online review sites, Healthy Paws Pet Insurance is a leading provider of insurance plans that cover injuries, illnesses, genetic conditions, and emergency care for dogs and cats. The company, majority owned by the Aon Corporation, is financially stable and dependable. Though Healthy Paws plans do not cover routine veterinary care, they are beneficial in that they have no annual reimbursement limits.

Cost and Reimbursement

Healthy Paws offers one easy-to-use plan for cats and dogs, with customizable premiums and deductibles to fit budgets of all sizes. Because the deductible is collected annually, as opposed to on a per-incident basis, pet owners get higher reimbursements. And, with a lifetime unlimited reimbursement benefit, Healthy Paws makes it possible to afford special care such as advanced treatments, hospital stays and alternative care.

Healthy Paws plan premiums are calculated based on a pet’s age, breed and home state. Pet owners can complete an online form to obtain a free quote specific to their pet.

Pet owners can find more information about the top-rated Health Paws Pet Insurance plans at https://www.healthypawspetinsurance.com/.

Embrace Pet Insurance

For every pet insurance plan sold, Embrace donates $2 to a pet-related charity. The company has been providing health insurance options to pet owners since 2006, and has quickly established itself as a leader in the industry. Embrace Pet Insurance offers plans for dogs and cats, as well as puppies and kittens. The plans cover accidents, illness, genetic conditions and some chronic conditions.

Embrace Pet Insurance plans may not be offered to pets over the age of 6-years-old, so the plans are best for young pets. Once accepted, a pet can be covered for life. In addition to the aforementioned coverage areas, Embrace offers wellness plans that will help t o cover the cost of routine care and even spay/neuter surgery.

Cost and Reimbursement

Embrace policies can be personalized to fit all budgets. They include up to 90% reimbursement coverage. Deductibles are higher for plans with higher coverage. No matter which deductible/reimbursement plan is chosen, every pet enrolled has identical coverage.

All Embrace policies have an annual maximum reimbursement that ranges from $5,000 to $15,000. There is also a lifetime payout maximum of $50,000, though the company says that no pet has yet reached the lifetime limit.

Additional information and a form for obtaining a quote can be found at the Embrace Pet Insurance website at https://www.embracepetinsurance.com/.

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FamilyPet loves your dogs and cats and want to get them the best products and services that exist today! Sometimes it’s hard to find the best pet supplies or services and even when you find them they can be very expensive! We started FamilyPet to be your one stop for everything (and anything) pet related!
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